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Many attorneys who limit their practice to estate planning are values-based, relationship-driven, client-centered and counseling-oriented. And the good ones are willing to work together with other professionals on your behalf. They understand that thorough estate planning involves more than just legal advice. The key is to find those attorneys who meet this description.

So where do you find these rare creatures? How do you know if you’re dealing with the right kind of attorney? The right kind of attorney will have an orientation toward relationship-building and counseling rather than mere document preparation. The first thing he or she will offer is the ability to listen carefully to not only your goals – but also your hopes, dreams, and aspirations for yourself and your loved ones. The attorney will carry on a sensitive dialogue that will enable you to make clear your wishes to maintain control over your affairs, to be cared for properly in the event of a disability and to provide meaningfully for your loved ones after you are gone.

Mortgage Rate News
Interest rates have continued to drop since mid October with the average 30-yr fixed rate mortgage recently dancing just around 6%.

Analysis
It’s a mixed bag. There’s no way around the negative impact that flat home prices, cutbacks in new homes construction and ever-decreasing consumer spending continue to have on the overall economy. Manufacturers have experienced increases in overseas orders, but this is largely due to the weakened value of the dollar.
There are some positive indicators though.

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